Terms & Conditions
Last updated: January 2026
1. Acceptance of terms
By accessing and using the website ferrvanto.com, operated by Ferrvanto S.A.C. (hereinafter, "Ferrvanto"), you agree to comply with these Terms and Conditions. If you do not agree with any of these terms, we ask that you do not use our site.
2. Description of service
Ferrvanto is an educational platform that provides informational content about personal finance, financial planning, exchange rates, and social programs in Peru. All published content is for educational and informational purposes only. Ferrvanto does not provide financial services, does not act as an investment advisor, and is not regulated as a financial entity.
3. User responsibility
The user is responsible for verifying the accuracy and applicability of information obtained on this platform before making any financial decision. Financial decisions made based on our content are the sole responsibility of the user. We recommend consulting with a certified financial professional before making investments or significant changes to your financial situation.
4. Intellectual property
All site content, including texts, graphics, logos, images, videos, and software, is the property of Ferrvanto S.A.C. or its licensors and is protected by Peru's intellectual property laws and international treaties. Unauthorized reproduction, distribution, or modification of any content without prior written consent from Ferrvanto is prohibited.
5. Limitation of liability
Ferrvanto does not guarantee the accuracy, completeness, or timeliness of published content. Use of the site and reliance on any information provided is at your own risk. In no event shall Ferrvanto be liable for direct, indirect, incidental, consequential, or punitive damages resulting from the use or inability to use this site or its content.
6. Exclusion of financial advice
No content published on ferrvanto.com constitutes financial advice, investment recommendation, or solicitation to buy or sell financial instruments. Educational materials should not be interpreted as substitutes for personalized professional advice. Potential returns mentioned are adjusted for risks and do not guarantee future results.
7. Applicable law and jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Peru. Any dispute arising from the use of this site shall be submitted to the jurisdiction of the competent courts of Lima, Peru, with the parties waiving any other jurisdiction that may correspond to them.
8. Modifications
Ferrvanto reserves the right to modify these Terms and Conditions at any time without prior notice. Changes will take effect from the moment of publication on the site. Continued use of the site after publication of modifications implies acceptance of the new terms.